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Working Capital

Cover day-to-day operations. Fast cash for day-to-day operations when timing matters more than the lowest rate.

See my working capital offers Won’t affect your personal credit.
4.7/5 from business owners
Working Capital
Amount
$5k to $500k
Funded
same day possible
Typical rate
Factor 1.1 to 1.5
Term
3 to 18 months
How it works

Your working capital in about 5 minutes

Fin thinking through your funding options
1
Tell us about your business

A few quick questions. We prefill the rest from your Experian and D&B profile.

Fin pointing you to your best-matched lender
2
We run the real underwriting

Our engine checks every lender for this product and finds who’ll actually fund you.

Fin, your funding guide at The Futeur, presenting your matched offers
3
Compare offers side by side

Amount, rate, term, monthly payment, and approval odds, all in one view.

Fin celebrating your funding win
4
Get funded

Accept the best offer and get your money, often within days.

Why get working capital through The Futeur

Real offers, side by side

Compare actual terms from multiple lenders, not teaser rates you can’t get.

One application

Answer once. We match you across every lender that funds this product.

No credit-score impact

Checking your offers is a soft pull. Your personal credit is untouched.

We keep watching

After you’re funded, The Futeur keeps looking for a better rate as your profile grows.

What owners use working capital for

Payroll Rent & utilities Supplier payments Seasonal ramp-up Bridge funding Unexpected costs

Trusted by business owners

Had three real offers side by side in minutes. Picked the cheapest and closed the same week.

Maria S.
Maria S.
Retail · $85k line of credit

One application and I could actually compare rate and term instead of guessing. No credit ding.

Devin R.
Devin R.
Logistics · $120k term loan

The matching was legit. It only showed lenders that would actually fund my business.

Priya K.
Priya K.
Restaurant · $40k working capital

Working Capital questions, answered

How fast is working capital?

Same-day funding is possible for qualified businesses once you accept an offer.

How is it repaid?

Typically via fixed daily or weekly payments over 3 to 18 months, sized to your cash flow.

Does applying affect my credit?

No. Checking your options is a soft pull and won’t touch your personal credit score.

How much can I get?

Working-capital advances on The Futeur range from $5,000 to $500,000 based on revenue.

Other ways to fund your business

Fin celebrating your funding win

See your working capital offers

One application. Real offers side by side. No impact to your personal credit score.

See my offers Free · takes about 5 minutes