← All funding options

Term Loan

A lump sum with fixed payments. One-time investments with a clear return, like expansion, hiring, or consolidating higher-cost debt.

See my term loan offers Won’t affect your personal credit.
4.7/5 from business owners
Term Loan
Amount
$10k to $500k
Funded
as fast as 1 to 3 days
Typical rate
8.9% to 29% APR
Term
6 to 60 months
How it works

Your term loan in about 5 minutes

Fin thinking through your funding options
1
Tell us about your business

A few quick questions. We prefill the rest from your Experian and D&B profile.

Fin pointing you to your best-matched lender
2
We run the real underwriting

Our engine checks every lender for this product and finds who’ll actually fund you.

Fin, your funding guide at The Futeur, presenting your matched offers
3
Compare offers side by side

Amount, rate, term, monthly payment, and approval odds, all in one view.

Fin celebrating your funding win
4
Get funded

Accept the best offer and get your money, often within days.

Why get term loan through The Futeur

Real offers, side by side

Compare actual terms from multiple lenders, not teaser rates you can’t get.

One application

Answer once. We match you across every lender that funds this product.

No credit-score impact

Checking your offers is a soft pull. Your personal credit is untouched.

We keep watching

After you’re funded, The Futeur keeps looking for a better rate as your profile grows.

What owners use term loan for

Expansion & renovation Hiring & payroll Debt consolidation Inventory buys Marketing pushes New equipment

Trusted by business owners

Had three real offers side by side in minutes. Picked the cheapest and closed the same week.

Maria S.
Maria S.
Retail · $85k line of credit

One application and I could actually compare rate and term instead of guessing. No credit ding.

Devin R.
Devin R.
Logistics · $120k term loan

The matching was legit. It only showed lenders that would actually fund my business.

Priya K.
Priya K.
Restaurant · $40k working capital

Term Loan questions, answered

How fast can I get a term loan?

Most term-loan matches on The Futeur fund in as little as 1 to 3 business days after you accept an offer.

Will checking offers hurt my credit?

No. Comparing offers on The Futeur is a soft pull and won’t affect your personal credit score.

How much can I borrow?

Term loans on The Futeur range from $10,000 to $500,000, based on your revenue and business profile.

What do I need to qualify?

Generally 6+ months in business, roughly $10k+ in monthly revenue, and a business bank account. We prefill the rest from your Experian & D&B profile.

Other ways to fund your business

Fin celebrating your funding win

See your term loan offers

One application. Real offers side by side. No impact to your personal credit score.

See my offers Free · takes about 5 minutes