← All funding options

Line of Credit

Draw what you need, when you need it. Smoothing cash flow and covering the unexpected. You only pay interest on what you draw.

See my line of credit offers Won’t affect your personal credit.
4.7/5 from business owners
Line of Credit
Amount
$5k to $250k
Funded
1 to 2 days
Typical rate
10% to 24% APR
Term
Revolving · draw anytime
How it works

Your line of credit in about 5 minutes

Fin thinking through your funding options
1
Tell us about your business

A few quick questions. We prefill the rest from your Experian and D&B profile.

Fin pointing you to your best-matched lender
2
We run the real underwriting

Our engine checks every lender for this product and finds who’ll actually fund you.

Fin, your funding guide at The Futeur, presenting your matched offers
3
Compare offers side by side

Amount, rate, term, monthly payment, and approval odds, all in one view.

Fin celebrating your funding win
4
Get funded

Accept the best offer and get your money, often within days.

Why get line of credit through The Futeur

Real offers, side by side

Compare actual terms from multiple lenders, not teaser rates you can’t get.

One application

Answer once. We match you across every lender that funds this product.

No credit-score impact

Checking your offers is a soft pull. Your personal credit is untouched.

We keep watching

After you’re funded, The Futeur keeps looking for a better rate as your profile grows.

What owners use line of credit for

Cash-flow gaps Seasonal dips Emergency repairs Inventory restock Bridging receivables Payroll

Trusted by business owners

Had three real offers side by side in minutes. Picked the cheapest and closed the same week.

Maria S.
Maria S.
Retail · $85k line of credit

One application and I could actually compare rate and term instead of guessing. No credit ding.

Devin R.
Devin R.
Logistics · $120k term loan

The matching was legit. It only showed lenders that would actually fund my business.

Priya K.
Priya K.
Restaurant · $40k working capital

Line of Credit questions, answered

Do I pay interest on the whole line?

No, only on the amount you actually draw. The rest stays available with no cost.

Can I reuse it after paying it back?

Yes. A line of credit is revolving: as you repay, the funds become available to draw again.

Will checking offers affect my credit?

No. Comparing offers is a soft pull with no impact to your personal credit score.

How large a line can I get?

Lines on The Futeur range from $5,000 to $250,000 depending on your revenue and profile.

Other ways to fund your business

Fin celebrating your funding win

See your line of credit offers

One application. Real offers side by side. No impact to your personal credit score.

See my offers Free · takes about 5 minutes