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Invoice Factoring

Turn unpaid invoices into cash. B2B businesses waiting on slow-paying customers. Turn unpaid invoices into cash today.

See my invoice factoring offers Won’t affect your personal credit.
4.7/5 from business owners
Invoice Factoring
Amount
up to 90% of invoices
Funded
24 hours
Typical rate
1% to 4% factor fee
Term
Per invoice (30 to 90 days)
How it works

Your invoice factoring in about 5 minutes

Fin thinking through your funding options
1
Tell us about your business

A few quick questions. We prefill the rest from your Experian and D&B profile.

Fin pointing you to your best-matched lender
2
We run the real underwriting

Our engine checks every lender for this product and finds who’ll actually fund you.

Fin, your funding guide at The Futeur, presenting your matched offers
3
Compare offers side by side

Amount, rate, term, monthly payment, and approval odds, all in one view.

Fin celebrating your funding win
4
Get funded

Accept the best offer and get your money, often within days.

Why get invoice factoring through The Futeur

Real offers, side by side

Compare actual terms from multiple lenders, not teaser rates you can’t get.

One application

Answer once. We match you across every lender that funds this product.

No credit-score impact

Checking your offers is a soft pull. Your personal credit is untouched.

We keep watching

After you’re funded, The Futeur keeps looking for a better rate as your profile grows.

What owners use invoice factoring for

Slow-paying clients Net-30/60/90 terms Staffing agencies Wholesale & distribution Trucking Manufacturing

Trusted by business owners

Had three real offers side by side in minutes. Picked the cheapest and closed the same week.

Maria S.
Maria S.
Retail · $85k line of credit

One application and I could actually compare rate and term instead of guessing. No credit ding.

Devin R.
Devin R.
Logistics · $120k term loan

The matching was legit. It only showed lenders that would actually fund my business.

Priya K.
Priya K.
Restaurant · $40k working capital

Invoice Factoring questions, answered

How does invoice factoring work?

You sell your unpaid invoices at a small discount and get most of the cash now; the balance (minus the fee) when your customer pays.

How much of my invoice do I get?

Typically up to 90% upfront, with the remainder released once the invoice is paid.

Is this a loan?

No. It’s an advance against money you’re already owed, so there’s no new debt on your books.

Does it affect my credit?

Checking your options is a soft pull and won’t affect your personal credit score.

Other ways to fund your business

Fin celebrating your funding win

See your invoice factoring offers

One application. Real offers side by side. No impact to your personal credit score.

See my offers Free · takes about 5 minutes